Entries Posted in"FICO"

Who’s Afraid of the Big Bad FICO Score?

Published January 27, 2015

Millions are afraid of the big bad FICO Score. It is confusing for most with seemingly subjective rules for scoring. What increases your score? What decreases your score? How long does it take to build? How about rebuild if it has taken a hit? There are as many answers as there are situations because credit is personal. There are a few points that most experts can agree on. Here they come. Pay on time: Everyone, everyone advises consumers to pay on time. There are surprising bills that many do not realize will hurt their numbers: utility bills. We pretty much […]

Read more